Are You a High-Risk Driver?

A “high-risk driver” is one who has a higher potential of filing a claim on his or her car insurance than the average driver. Auto insurance companies often see high-risk drivers as undesirable, as they may end up costing a great deal in claims.

Some reasons you may be labeled as a high-risk driver:

• You have multiple accidents or tickets during a specific period of time.
• You have a DUI.
• You are a new or teen driver.
• You have a serious violation (i.e. reckless driving, excessive speeding, etc.).
• Any accident that results in a fatality.
• Driving without a license.
• Driving without insurance.
• The type of car your drive (i.e. exotic car, sports car, collectible car, etc.).
• Lapse in car insurance coverage.

How to get auto insurance if you are considered high-risk:

• You may need non-standard insurance.
• SR-22 insurance for specific situations.
• Allow your insurance agent to shop around for you.
• Determine what auto insurance discounts you may be eligible for.
• Improve your driving skills.
• Consider a lower risk car.

Contact one of our auto insurance experts today to find the right plan for you.