Frequently Asked Questions

How can I reduce my insurance premiums?

There are several ways to do this:
  • Ask for a higher deductible. Deductibles represent the amount of money you pay before you make the claim. Requesting a higher deductible can lower your premium
  • Combine your home and auto coverages, and the carrier may give you as much as a 15% credit
  • Be certain you’re receiving all the discounts you’re entitled to. Homeowners are often eligible for discounts if they have smoke detectors, fire and burglar alarms, if they make updates
    to the home, and if they don’t smoke


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