Everybody seems to be suing everybody else these days. What if someone sues my business?

No business can afford to be unprepared for a lawsuit. Liability Insurance protects your business
assets when the business is sued for something the business did (or failed to do) that contributed to
injury or property damage to someone else. Liability coverage extends no only to paying damages
but also to the attorneys’ fees and other costs involved in defending against the lawsuit - whether
valid or not.

The standard business owners policy provides liability coverage, as does a separate policy known as
a commercial general liability (CGL) insurance policy. Generally CGL insurance, whether purchases
in a separate policy or as part of a standard business owners policy, will cover bodily injury,
property damage, personal injury or advertising injury. The medical expenses of a person or persons
(other than employees) injured at the business or as a direct result of the operations of the business
are also covered.

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