Group Insurance

Turner, Wood & Smith Employee Benefits consults and brokers the complete line of group insurance.  As an independent organization, we work with you in the best interests of your organization.

We specialize in a consultative approach that covers:

• plan design

• assessing the market

• comparative analysis

• overall monitoring and management

Cost Management and Benefits Budgeting

Spiraling healthcare costs affect employers and employees alike.  TWS has a wide range of procedures and tools that can assist you in establishing an appropriate budget, and staying within established parameters.  Market-based pricing and projections, benchmarking with employers in your industry, and other customized analyses are just a few of the ways we can help you stay informed and in control.

The coverages we represent include:

• Medical

• Dental

• Life

• Vision

• Disability

• Voluntary products

• Flexible benefits plans

• Customized benefits